The National Health Insurance Scheme of Ghana was esta- blished by National Health Insurance Act 2003 (Act 650) complemented by the National Health Insurance Regulation
2004 (L.I.1809).
Current State Membership Coverage
A total of thirteen million, eight hundred and forty thousand, one hundred and ninety-eight (13,840,198) persons have been registered with the Scheme since 2005, representing 67 per cent of the total population of Ghana (2004 population estimates). The Scheme has produced twelve million, one hundred and forty-six thousand, five hundred and twenty-six (12,146,526) ID cards, representing 87.8 per cent of registered members.
Total number of indigents registered is three thousand and nine, one hundred and ten (309,110) while seven hundred and twenty-one thousand, one hundred and sixty-three (721,163) pregnant women have been registered as new members under the Free Maternal Care Policy since July 2008.
Claims Payments
From January 2009 to October 2009, the Authority has released an amount of GH¢248.44 million to the schemes for the purposes of meeting claims payment.
NHIS ICT Platforms
The NHIA is implementing a common ICT platform that would enhance portability, standardization, member authentication, finance and supply chain, and claims administration. In this regard, scheme sites, provider sites and NHIA sites will be hooked unto the platform. Currently, a total of 870 sites have been hooked up, comprising all 145 district schemes, 714 provider sites, and 11 NHIA sites which include 10 regional offices and one head office. In line with the goal of improved portability, NHIS is providing uniform ID cards to its subscribers, about 4,500,000 ID cards have already been produced.